DiStefano Hair Restoration Blog

Hair Transplant Financing: Find an Affordable Payment Plan

Most health insurance policies don’t include cosmetic hair transplants among their covered procedures, but that doesn’t always mean you’ll need to pay for the full cost of your hair restoration upfront. Many clinics offer hair transplant financing plans, and if they don’t, banks and lending organizations may be able to provide financing for a low monthly payment. Take the following steps to find a hair transplant financing option that fits your budget.  

Finding a Hair Transplant Financing Option:

1. First, arrange a consultation with your surgeon or transplant provider and find out what kind of payment plans are available directly through your clinic. Determine what you’ll need to do to qualify and how high your monthly payments will be. Transplant procedures are often priced per graft, so you may be able to complete your procedure in stages as funds become available.

2. Once you’ve reviewed the hair transplant financing options provided by your clinic, compare these plans with bank and credit card loans. Look for the loans with the lowest interest rates and fastest repayment terms.

3. Calculate the amount you’ll be able to pay upfront. The more you’re able to pay at the outset, the lower the overall cost of your procedure. Even a low interest loan can be greatly reduced if you pay as much as possible within the first month. Schedule your surgery after you’ve had some time to implement a savings plan.

4. After you’ve carefully reviewed the terms of each one of your hair transplant financing options, complete a loan application for the one that best fits your budget. Then determine how far you’d like to go with each stage of your procedure based on the cost per graft. If possible, try to pay off each stage completely before you schedule the next set of grafts.

DiStefano Hair Restoration Center is committed to helping men and women take charge of their appearance and self-esteem through hair restoration options. For more than 16 years, DiStefano has been at the forefront of the hair transplantation industry, and has performed more than 5,000 successful hair transplant procedures.